The infrastructure behind seamless BNPL

BNPL (Buy now, pay later) has become one of the most in-demand financial offerings. But building a BNPL product from scratch comes with technical, operational, and regulatory challenges. Stitch removes the complexity by providing the infrastructure you need to launch and scale BNPL solutions quickly and securely. Our platform supports the full BNPL lifecycle from digital onboarding, automated decisioning, and real-time disbursement, to repayment tracking, collections management, and reporting. Whether you’re offering BNPL at checkout, through a mobile app, or as a financing option within a digital wallet, Stitch gives you the flexibility to tailor your BNPL flow across any user journey. With pre-integrated modules for identity verification, risk analysis, loan servicing, and repayment collections, you can get to market faster while meeting compliance obligations in your respective market. Support for Shariah-compliant lending is also available, helping you align with local customer preferences and regulatory needs. Designed for scale, Stitch helps you manage growing volumes of transactions and customers while maintaining performance and reliability. Whether you’re an established financial institution or a new player entering the BNPL space, our platform adapts to your needs so you can focus on growth, not infrastructure.