From manual to momentum: How Tanmeya is scaling financing with Stitch

When Tanmeya set out to transform access to credit in Saudi Arabia, they knew speed and scale would be critical. But as their financing volumes grew, so did the complexity behind the scenes.

Manual workflows, scattered systems, and a lack of integrations made everyday operations slower and more costly than they needed to be. Loan origination cycles were delayed. Teams juggled disconnected tools. Regulatory reporting was fragmented and reactive.

For a company building mission-critical financial products, these were barriers to scale.

Why a modern lending solution system matters

At the heart of any lender is its lending solution, it is the infrastructure that governs everything from how loans are originated and approved to how they’re disbursed, tracked, and collected.

But legacy LMS platforms are often rigid, slow to integrate, and not conifigurable. Many lenders are forced to build workarounds like spreadsheets for reporting, manual handoffs between systems, and delayed updates across the customer journey.

For Tanmeya, this fragmentation was a drag on innovation.

Unlocking scale with seamless infrastructure

Tanmeya partnered with Stitch to change that.

In just 28 days, Stitch deployed a fully operational MVP, complete with loan migration, core system integrations, and end-to-end digitization of Tanmeya’s lending lifecycle.

From origination to collections, Tanmeya now runs on a single, unified platform. Stitch’s API-first architecture allowed them to instantly plug in critical capabilities like:

• Digital contract signing
• Real-time payment processing
• Automated collections and reconciliation
• Regulatory reporting with live portfolio insights

No more bottlenecks. No more fragmented data. Just a scalable, secure platform designed to help Tanmeya grow with confidence.

“Working with Stitch changed how we operate. We moved from a fragmented setup to an integrated, automated platform in under a month.” - Fahad Al Balooshi MBA, CFA, PRM, Vice President, Investment Banking, at Tanmeya Capital.

Built for now. Ready for what’s next.

Cloud-native, secure, and modular by design, Stitch’s platform is ready to support high-volume operations and accelerate new product launches as Tanmeya continues to expand. Their mission to redefine lending in Saudi Arabia is just getting started, and we’re proud to be part of the journey.

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